In a world that is growing ever more connected, consumers of financial services and payment products have demands that are driven by evolving and complex requirements of the global market place.

Accessibility

With more than half of the world lacking sufficient access to traditional banking services, consumers require products that can be made universally available, including prepaid services, micro-finance and access to financial services via mobile phone.

Mobility

A global workforce of Business travellers, international workers and transit riders, all require payment tools that can offer faster payments, lower cost F/X, and cost-effective and rapid movement of funds.

Community

The connected global landscape means migrant workers send money across the world, and on-line communities interact instantly regardless of geography. Historically, the movement of funds has been regional, and dependent on physical bank branches. Consumers are driving a new future of branchless banking, mobile money transfers and instant electronic payments.

With change comes uncertainty and risk, and also opportunities for innovation and growth. At Carta we believe leading edge technology is critical to support the next generation of innovators in the global payment market, and we aim to be the world’s leading platform to enable best-in-market global payment solutions.  To accomplish that goal, we focus on solutions that deliver market ready functionality within the complexities of the current payments infrastructure, alongside future-focused capability to enable innovation and leadership in the ongoing evolution of the payments industry.