As internet access becomes increasingly available through the mobile handset, and systems become more interconnected, the varied payment channels are beginning to converge into common payment formats. Card payments, e-commerce, contactless and mobile payments can align seamlessly with the right platform support, enabling extended functionality for consumers. As mobile and internet add extended distribution channels for financial institutions, and mobile operators offering value added services to subscribers, the mobile and financial services and products can be delivered with commonality for end users.
Imagine doing your everyday shopping with the same ease and access to information available when shopping on-line. Or seamlessly moving from financial accounts at the click of a button to pay your bills, your transit ticket, buy your meal, or redeem loyalty points. The evolving payments landscape is starting to blur the line between payment form factors.
Carta’s modern technology architecture provides extensive flexibility to develop and deploy dynamic payment products that optimize functionality across the payment ecosystem, and offer portability across form factors.